Effective Date: September 20, 2023
This dependentfinancialplanning.com website is owned and operated by “DEPENDENT FINANCIAL PLANNING” (also referred to as "we", "us", this "website" or this "site"). This site and content provided herein are protected by law, including, but not limited to, United States copyright law and international treaties. The copyrights and other intellectual property rights embodied in this site and content are owned by us and/or third parties.
Use And Restrictions
If We Allow Postings to This Site
If we allow postings to this site (e.g., via blog, forum, chat room, or social media asset), we will not treat information that you post to public areas of this site that are viewable by others as proprietary, private, or confidential. We have no obligation to monitor posts to this site or to exercise any editorial control over such posts; however, we reserve the right to review such posts and to remove any material that, in our judgment, is not appropriate. Posting, transmitting, promoting, using, distributing, or storing content that could subject us to any legal liability, whether in tort or otherwise, or that is in violation of any applicable law or regulation, or otherwise contrary to commonly accepted community standards, is prohibited, including without limitation information and material protected by copyright, trademark, trade secret, nondisclosure or confidentiality agreements, or other intellectual property rights, and material that violates export control laws.
Defamation; Communications Decency Act Notice
This site is a provider of "interactive computer services" under the Communications Decency Act, 47 U.S.C. Section 230, and as such, our liability for defamation and other claims arising out of any postings to this site by third parties is limited as described therein. We are not responsible for the content or any other information posted to this site by third parties. We neither warrant the accuracy of such postings or exercise any editorial control over such posts, nor do we assume any legal obligation for editorial control of the content posted by third parties or liability in connection with such postings, including any responsibility or liability for investigating or verifying the accuracy of any content or any other information contained in such postings.
You may acquire products, services and/or content from this site. We reserve the right to require that you agree to separate agreements as a condition of your use and/or purchase of such products, services and/or content.
THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE SERVICE WILL CREATE ANY WARRANTY. WITHOUT LIMITING THE FOREGOING, WE, OUR/ITS SUBSIDIARIES, ITS AFFILIATES, AND ITS LICENSORS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE, OR CORRECT; THAT THE SERVICE WILL MEET YOUR REQUIREMENTS; THAT THE SERVICE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, UNINTERRUPTED OR SECURE; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ANY CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DOWNLOADED AT YOUR OWN RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD OR YOUR USE OF THE SERVICE.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT, SHALL WE, ITS AFFILIATES, AGENTS, DIRECTORS, EMPLOYEES, SUPPLIERS OR LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO THE USE OF, OR INABILITY TO USE, THIS SERVICE. UNDER NO CIRCUMSTANCES WILL WE BE RESPONSIBLE FOR ANY DAMAGE, LOSS, OR INJURY RESULTING FROM HACKING, TAMPERING, OR OTHER UNAUTHORIZED ACCESS OR USE OF THE SERVICE OR YOUR ACCOUNT OR THE INFORMATION CONTAINED THEREIN.
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WE PROVIDE LINKS TO OTHER SITES FROM THIS WEBSITE FOR YOUR CONVENIENCE. WE DO NOT ENDORSE THESE SITES AND THEY ARE NOT UNDER OUR AUTHORITY. WE ARE NOT RESPONSIBLE FOR THE INFORMATION THESE LINKED SITES PROVIDE OR FOR THE USE YOU MAKE OF THEM.
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ACCURACY OF INFORMATION - WE MAKE EVERY EFFORT TO ENSURE THAT THE INFORMATION AND ITEMS LISTED ON OUR WEBSITE ARE UP TO DATE AND CORRECT. HOWEVER, THE ACCURACY OF THE INFORMATION IS NOT GUARANTEED, AND IS SUBJECT TO CHANGE WITHOUT NOTICE. UPDATED INFORMATION MAY NOT BE IMMEDIATELY REFLECTED ON THIS WEBSITE. FOR A NUMBER OF REASONS, DELAYS MAY OCCUR WHEN POSTING TO THE WEBSITE.
THIS SITE AND THE INFORMATION PROVIDED HEREIN IS FOR INFORMATIONAL PURPOSES ONLY, AND NO INVESTMENT, TAX, LEGAL, INSURANCE ADVICE IS INTENDED OR GIVEN. NOTHING ON THIS SITE SHOULD BE CONSTRUED TO BE (I) AN OFFER TO SELL OR A SOLICITATION TO PURCHASE A SECURITY, OR (II) A RECOMMENDATION REGARDING ANY SECURITY. INFORMATION IN VIDEOS, ARTICLES, AND BLOG POSTS ON THIS SITE THAT DISCUSS SPECIFIC SECURITIES IS GENERAL IN NATURE, IS NOT TAILORED TO THE INVESTMENT NEEDS OF ANY PARTICULAR PERSON, AND SHOULD NOT BE RELIED UPON WITHOUT INDEPENDENT VERIFICATION. INFORMATION IN VIDEOS, ARTICLES, AND BLOG POSTS ON THIS SITE MAY AFFECT THE MARKET PRICES OF THE SECURITIES DISCUSSED. INVESTMENT DECISIONS ARE SUBJECT TO CERTAIN RISK FACTORS THAT MAY NOT BE DISCUSSED COMPLETELY, OR AT ALL, ON THIS SITE. ALL INVESTING INVOLVES RISK. THE VALUE OF YOUR INVESTMENT WILL FLUCTUATE OVER TIME AND YOU MAY GAIN OR LOSE MONEY. WE BELIEVE THAT ANY PERFORMANCE DATA PROVIDED ON THIS SITE IS PROVIDED FROM SOURCES WE DEEM TO BE RELIABLE; HOWEVER, WE DO NOT GUARANTEE THE ACCURACY OR COMPLETENESS OF ANY SUCH DATA AND MAKE NO ASSURANCES WITH RESPECT TO RESULTS TO BE OBTAINED FROM THEIR USE. YOU SHOULD VERIFY ANY SUCH DATA THROUGH YOUR OWN SOURCES. YOUR INVESTMENT DECISIONS AND STRATEGIES SHOULD BE DETERMINED SOLELY BY YOU IN THE EXERCISE OF YOUR OWN JUDGMENT BASED ON YOUR UNIQUE INVESTMENT OBJECTIVES AND FINANCIAL CIRCUMSTANCES. CAREFULLY CONSIDER THE INVESTMENT OBJECTIVES, RISKS, CHARGES AND EXPENSES OF ANY INVESTMENT COMPANY BEFORE INVESTING. A PROSPECTUS CONTAINS THIS AND OTHER IMPORTANT INFORMATION. IF YOU NEED PROFESSIONAL ADVICE, YOU SHOULD CONSULT YOUR OWN PROFESSIONAL ADVISORS.
MARKET VOLATILITY, VOLUME, AND SYSTEM AVAILABILITY MAY DELAY ACCOUNT ACCESS AND TRADE EXECUTIONS.
Links to This Site
We grant to you a limited, revocable, and nonexclusive right to create a hyperlink to this site provided that the link does not portray us or our products or services in a false, misleading, derogatory, or offensive matter. You may not use any logo, trademark, or tradename that may be displayed on this site or other proprietary graphic image in the link without our prior written consent.
Links to Third Party Websites
Participation In Promotions of Advertisers
You may enter into correspondence with or participate in promotions of advertisers promoting their products, services or content on this site. Any such correspondence or participation, including the delivery of and the payment for products, services or content, are solely between you and each such advertiser.
Consumer Rights Information
California Civil Code Section 1789.3. If this site charges for services, products, content, or information, pricing information will be posted as part of the ordering process for this site. We maintain specific contact information including an e-mail address for notifications of complaints and for inquiries regarding pricing policies in accordance with California Civil Code Section 1789.3. All correspondence should be addressed to our agent for notice at the following address:
Notification of Consumer Rights Complaint or Pricing Inquiry:
Attn: Privacy Officer
163 Mitchells Chance Road No. 178
Edgewater, MD 21037
California Consumer Rights Agent for Service
Telephone: Elizabeth Yoder
You may contact us with complaints and inquiries regarding pricing and we will investigate those matters and respond to the inquiries.
The Complaint Assistance Unit of the Division of Consumer Services of the Department of Consumer Affairs may be contacted in writing at 1020 N. Street, #501, Sacramento, CA 95814, or by telephone at 1.916.445.1254
This Agreement shall be construed under the laws of the State of Maryland, USA, excluding rules regarding conflicts of law. The application the United Nations Convention of Contracts for the International Sale of Goods is expressly excluded.
Attn: Compliance Officer
163 Mitchells Chance Road No. 178
Edgewater, MD 21037