Special Needs Certified Financial Planning® Blog

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June 12, 2025

Author:

Liz Yoder, CFP®

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Major Myth of Medicaid

Debunking the central Medicaid myth: Medicaid isn’t just for the destitute—it supports millions—including working families, seniors, and the disabled—and offers quality care while allowing asset protection.

paper titled 'Legislation Impacting ABLE Accounts' surrounded by a gavel, courthouse model, balance scales, calculator, and money on a wooden desk - legislation impacting able accounts concept

May 14, 2025

Explore how new legislation affects ABLE accounts and what families should know to protect savings for disability needs.

 concept of Protecting Your Child's Future: How Special Needs Trusts Can Provide Lifelong Security

November 28, 2024

Explore how Special Needs Trusts (SNTs) ensure long-term security for loved ones with disabilities, without compromising government benefits.

Financial Support Options for Children with Special Need concept

November 21, 2024

Explore key financial assistance programs, including Medicaid, CHIP, and private insurance options, for families with children who have special needs.

special needs certified financial planning concept - Smiling young couple sitting with their dog on a sofa in their living room at home and working on a laptop

November 14, 2024

This guide offers financial planning strategies for families with special needs children in 2024, ensuring lifelong security and support.

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November 7, 2024

New SSI regulation changes expand eligibility and may increase benefits for recipients starting September 2024.

Social Security is simplifying the disability benefits process concept

October 28, 2024

Discover how Social Security is simplifying the disability benefits process, making support more accessible for those in need.

Students doing an experiment on classroom on school

October 21, 2024

Explore how Individualized Education Programs (IEPs) can create customized learning paths for children with special needs.

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October 14, 2024

Explore how both spouses can qualify for SSDI benefits, including individual criteria and family benefit limits.

SSDI calculation concept - Depressed Senior Adult Man With Stacks of Papers and Envelopes

October 7, 2024

Explore the SSDI benefit calculation process, including tools and tips on estimating your potential monthly disability payments.

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September 30, 2024

Explore the impact of inheritance on SSDI benefits, tax implications, and how Special Needs Certified Financial Planners® can safeguard your future.

Mid adult man kisses his soldier wife

September 24, 2024

Discover the EFMP's role in enhancing life for military families with special needs dependents, ensuring access to essential services.

Supermarket aisle, woman legs and basket for shopping in grocery store.

September 13, 2024

Major shift for SSI: Donated food won't count as income starting Sept 30, 2024, simplifying benefit calculations.

Man talking with mental health professional

September 6, 2024

Explore the fight for equal mental health care coverage.

multi generational family reading on a tablet

August 26, 2024

Author:

Liz Yoder, CFP®

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ABLE Account Proposed Legislation

Explore the ENABLE Act's impact on ABLE accounts, ensuring financial security for the disabled through key proposed updates.

Hands of a man and a woman holding a heart-shaped object - special needs financial planning concept

August 7, 2024

Explore why Special Needs Trusts are vital in securing futures for children with disabilities through effective estate planning.

Closeup shot of a blackboard with the number 5 - SSDI 5-Year Rule concept

July 15, 2024

Explore the SSDI 5-year rule's impact on work credits and benefit reinstatement for disabled individuals.

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July 8, 2024

Explore the balance of SSDI benefits with part-time work and the safeguards like TWP for special needs individuals.

Family hike on Alaska mountain! - special needs trusts concept

July 2, 2024

2024's ASNP conference shed light on evaluating pooled special needs trusts, highlighting their critical role and challenges.

A helping hand. Volunteering and senior care

June 19, 2024

Explore the essential role of respite care in supporting caregivers of loved ones with disabilities for their well-being.

Social Security Disability Claim Form

June 10, 2024

Author:

Liz Yoder, CFP®

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Changes Coming to SSI

Discover key 2024 SSI changes: No more food cost counts and simplified rent calculations to maximize Social Security payments.

Portrait of a little girl wearing virtual glasses

June 5, 2024

Explore tailored planning for children with special needs, ensuring financial security and supportive care for their futures.

savings concept for special needs children

May 31, 2024

2024 update: IRS boosts ABLE account limit to $18,000, allowing individuals with disabilities to save more without losing benefits.

Financial Plan Still Life - special needs planning concept

May 24, 2024

Secure your special needs child's future with the right financial plan and trust. Ensure benefits eligibility and asset protection.

Hand putting Coins in glass jar with retro alarm clock

January 17, 2024

A few of my recent conversations with families included the idea that you can save too much. Is it possible? Learn more...

Minimum Wage Increase Reminder

December 20, 2023

Learn about how upcoming minimum wage changes impact disability income and families with special needs children.

Small business family created for disable people

September 27, 2023

Here are some DOs and DON’Ts while saving in your own ABLE account and how to optimize it as an ABLE account beneficiary

Shop assistant restocking the produce section shelves

September 7, 2023

Substantial Gainful Activity was a term defined by the Social Security Administration to define competitive work enough to justify not awarding cash benefits. Learn more.

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June 18, 2023

Is insurance a financial plan for families with special needs? Learn why this isn't the whole story and may not be enough.

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